Payday Loan

A Payday Loan are also sometimes referred to as Cash Advances. An amount of money lent with an interest on the agreement that it will be repaid when the borrower receives their next wages. Payday Loan have become a very popular source for fast money all over the world when it comes to emergency situations where you are suddenly in need of cash way before pay day. It’s not always possible to wait a week or two until your pay day arrives on your bank account, fortunately these days you can get a cash loan fast, in the matter of minutes. Credit One, Payday Loan is a financial loan covering your unexpected financial needs and other immediate expenses.

Sometimes in life, we experienced emergency situations where we are in urgent need of capital/cash but are running low of funds until the next pay day. It could be to settle your monthly mortgage fees, utility bills, credit card payment or whatever reasons that you may have. And with the deadlines nearing, there is no way that you can wait till your next pay day.

When this happens, you need not have to extend or delay your payment and risk paying for unnecessary interest rates and receiving collectors’ calls asking you to settle your bills. With Credit One, you can always rely on us for solutions to obtain funds in the fastest way with our attractive payday loan services such as competitive interest rates and customized loan solutions. No hidden catches or extra fees! Once approved, cash will be issued to you and you will always know the correct and full amount that you have to pay back to us.

At Credit One, we are dedicated to help our clients bridge the shortfall that you experienced between your pay checks. Rest assure that our pay day loan facility is here to solve your immediate financial needs. As a licensed moneylenders, we pride ourselves as only offering our loans to customers at competitive rates. Notwithstanding that, we give our customers confidence that your experience with us throughout the servicing of the loan is pleasurable and comfortable. To get more detailed information or start the pay day loan process, simply call us now or visit us today.

Required Documents:

  • NRIC / Foreigner (Work Permit & Passport)
  • Latest 3 months Payslip and Letter of Employment
  • Latest 6 months EPF Statement
  • Proof of Residence Address,
    • For Borrower – Do not own any Property (i.e. Tenancy Agreement)
    • For Rented Property- Latest Phone Bills or Electricity / Water Bill

Accepted Utility Bills:

  • Utility – Electricity / Water
  • Telecoms – Telekom / Maxis / Digi / Celcom / Umobile
  • Satellite TV – Astro
  • Internet bills – Unifi / Maxis Fibre Internet

*   All applicants must be 21 years old and above.
** Income Requirement : Minimum gross monthly income of RM2,000.

*** Do take note that our services are currently available for customers whom are residing in the Klang Valley (Kuala Lumpur, Selangor & JB) Only.

Fraud Prevention

If false or inaccurate information is provided, including in relation to a person’s identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention authority, eg. The Police Force of Malaysia. Law enforcement authority may access and use this information.